Grow Wealth with Clarity & Conviction
Crestora Capital partners with individuals and families to build disciplined, goal-oriented investment portfolios through India's leading mutual funds.
Your Trusted Financial Growth Partner
Founded with a commitment to transparent, client-first advisory, Crestora Capital has helped thousands of investors navigate India's mutual fund landscape with confidence.
Our Core Services
From first-time investors to seasoned wealth builders — a service for every stage of your financial journey.
Systematic Investment Plans designed around your budget, risk appetite, and long-term goals. Start with as little as ₹500/month.
Quarterly reviews to rebalance and ensure your investments stay aligned with your evolving financial goals and risk profile.
Save up to ₹46,800 in taxes under Section 80C while building long-term wealth with equity-linked savings schemes.
Strategic one-time investments with Systematic Transfer Plans (STP) to minimise timing risk and maximise potential returns.
Build a corpus that sustains your lifestyle post-retirement. We map your needs to the most suitable debt-equity allocation.
Child's education, home purchase, dream vacation — every financial goal gets its own dedicated strategy and timeline.
Funds We Distribute
We work with all major AMCs to bring you best-in-class funds across every category.
Your Path to Financial Clarity
From our first conversation to your first investment — a simple four-step journey.
We understand your goals, income, risk tolerance, and existing investments in a free 30-minute session.
We prepare a personalised fund recommendation tailored to your specific financial roadmap.
Complete KYC digitally and start investing — all from the comfort of your home in minutes.
Regular portfolio reviews, market insights, and a dedicated advisor always a call away.
Built on Trust, Driven by Results
*Illustrative only. Past performance is not indicative of future returns.
Start Your Wealth Journey Today
Book a free 30-minute consultation with a Crestora Capital advisor. No commitment required.
Let's Talk About Your Goals
Whether you're just starting out or looking to optimise an existing portfolio, we're here to help.
Mutual Fund Calculators
Use these tools to estimate potential growth of your investments. All results are indicative — actual returns will vary based on market conditions.
SIP Calculator
Lump Sum Calculator
Goal Planner
ELSS Tax Saving Calculator
SWP — Systematic Withdrawal Plan
Compliance & Due Diligence
Crestora Capital operates with full regulatory transparency. All disclosures required under AMFI, SEBI, and PMLA guidelines are maintained and available here.
| Detail | Information | Status |
|---|---|---|
| Firm Name | Crestora Capital | ✓ Registered |
| AMFI Registration Number (ARN) | ARN-XXXXXX | ✓ Active |
| ARN Validity | Valid upto: DD/MM/YYYY (renewed every 3 years) | ✓ Valid |
| EUIN | E-XXXXXX (assigned to each employee) | ✓ Allotted |
| Registered Office | Greater Noida, Uttar Pradesh, India | ✓ Verified |
| PAN | XXXXX0000X | ✓ KYC Done |
Important: Crestora Capital is an AMFI Registered Mutual Fund Distributor (MFD). We are NOT a SEBI Registered Investment Adviser (RIA). We are authorised to distribute mutual fund schemes but NOT authorised to provide fee-based personalised investment advice under SEBI (Investment Advisers) Regulations, 2013.
| Activity | Permitted? |
|---|---|
| Distributing mutual fund schemes of empanelled AMCs | ✓ Yes |
| Receiving trail/upfront commission from AMCs | ✓ Yes — Disclosed |
| Providing general investment information | ✓ Yes |
| Providing personalised fee-based investment advice (RIA activity) | ✗ Not Permitted |
| Guaranteeing returns on mutual fund investments | ✗ Not Permitted |
| Offering Portfolio Management Services (PMS) | ✗ Not Registered |
In the interest of full transparency, Crestora Capital discloses the following regarding compensation:
- We receive trail commissions from AMCs on AUM maintained under our ARN, ranging from approximately 0.1% to 1.0% p.a. depending on fund category, paid from the scheme's expense ratio.
- We may receive upfront commissions on certain transactions as permitted by AMFI. All commissions are within SEBI-mandated TER caps.
- We do NOT charge any direct advisory fees to clients for mutual fund transactions.
- The commission structure may create a potential conflict of interest. Clients may invest directly with AMCs (Direct Plans) to avoid distributor commissions embedded in the expense ratio.
- Regular Plans carry higher expense ratios than Direct Plans. The difference is attributable to distributor commission.
Investors seeking unbiased, fee-based advice are encouraged to consult a SEBI Registered Investment Adviser (RIA). A list of RIAs is available at sebi.gov.in.
Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing.
- Market Risk: NAV of schemes fluctuate with movements in the securities market. Investors may receive back less than their original investment.
- Credit Risk: Debt funds are subject to default risk from issuers. Credit rating downgrades can adversely affect NAV.
- Liquidity Risk: Some securities held by schemes may be illiquid, impacting ability to sell and NAV.
- Interest Rate Risk: Changes in interest rates affect value of debt securities. Rising rates reduce bond prices.
- Concentration Risk: Sectoral and thematic funds are concentrated and carry higher risk than diversified funds.
- Currency Risk: International funds are subject to exchange rate fluctuations which may adversely impact returns.
- Regulatory Risk: Changes in tax laws, SEBI regulations, or government policy can impact fund performance.
- Past Performance: Past performance does not guarantee future performance. There is no assurance the investment objective will be achieved.
- All investors must complete KYC through a SEBI-registered KYC Registration Agency (KRA) before investing. KYC is mandatory and a one-time process across all SEBI-regulated intermediaries.
- We verify PAN, address proof, identity proof, and photograph as per AMFI and KRA guidelines.
- Suspicious transactions are reported to the Financial Intelligence Unit — India (FIU-IND) as required under PMLA, 2002.
- We maintain records of all transactions and client documents for the prescribed period as required by AMFI and PMLA regulations.
- Cash transactions above ₹50,000 are not accepted for mutual fund investments as per SEBI guidelines.
- Enhanced due diligence (EDD) is performed on Politically Exposed Persons (PEPs) and High-Risk clients as mandated.
| Level | Contact | Response Time |
|---|---|---|
| Level 1 — Crestora Capital | invest@crestoracapital.com | +91 98765 43210 | Within 3 business days |
| Level 2 — Respective AMC | Contact the AMC's investor service centre | As per AMC SLA |
| Level 3 — AMFI | helpdesk@amfiindia.com | 1800-22-6397 (Toll Free) | As per AMFI process |
| Level 4 — SEBI SCORES | scores.gov.in | 30 days |
| Level 5 — ODR Portal | smartodr.in (Online Dispute Resolution) | Per SEBI ODR timeline |
| Fund Type | Holding Period | Gains Type | Tax Rate (Indicative) |
|---|---|---|---|
| Equity / Equity-Oriented (>65% equity) | < 12 months | STCG | 20% (post Budget 2024) |
| Equity / Equity-Oriented (>65% equity) | ≥ 12 months | LTCG | 12.5% above ₹1.25L p.a. |
| Debt Funds (<65% equity, post Apr 2023) | Any period | As per slab | Income tax slab rate |
| ELSS (Tax Saving) | Mandatory 3 yrs | LTCG | 12.5% above ₹1.25L; 80C benefit up to ₹1.5L |
Tax rates are indicative. STT applies on equity fund redemptions. Dividend income taxable at slab rates. TDS may apply on dividends above ₹5,000 p.a. Consult a tax advisor for personalised guidance.